All Types of Loans - Gryobu | Budaun
All Types of Loans - Gryobu

Complete Loan Solutions

Comprehensive financing options for every need with quick approval and flexible terms

Personal Loan

Instant unsecured loans for all your personal needs

Loan Amount

₹50,000 to ₹25 Lakhs

Interest Rate

From 10.99% p.a.

Tenure

12 to 60 months

Approval Time

24-48 hours

Information

Personal loans are unsecured financing solutions for medical emergencies, weddings, travel, education, or debt consolidation. No collateral required, quick approval with flexible repayment options and competitive interest rates.

Required Documents

  • Identity Proof: Aadhaar Card, PAN Card, Passport
  • Address Proof: Aadhaar, Utility Bills, Rent Agreement
  • Income Proof: Last 3 months salary slips, 6 months bank statements
  • For Self-Employed: ITR for last 2 years, Business proof
  • Recent passport size photographs
Apply for Personal Loan

Business Loan

Fuel your business growth with flexible financing

Loan Amount

₹1 Lakh to ₹50 Lakhs

Interest Rate

From 11.99% p.a.

Tenure

12 to 84 months

Loan Type

Secured & Unsecured

Information

Business loans provide capital for working capital, equipment purchase, business expansion, or inventory financing. Designed for entrepreneurs, SMEs, and established businesses with competitive rates and flexible terms.

Required Documents

  • Business Registration: GST Certificate, Shop Act License, Udyog Aadhaar
  • Identity & Address Proof of owners/partners/directors
  • Last 2 years ITR with computation and acknowledgment
  • Last 6 months business bank statements
  • Financial statements: Balance Sheet, P&L for last 2 years
  • Office address proof: Rent agreement or ownership documents
Apply for Business Loan

Home Loan

Turn your dream home into reality

Loan Amount

Up to ₹5 Crores

Interest Rate

From 8.50% p.a.

Tenure

Up to 30 years

Tax Benefits

Up to ₹3.5L annually

Information

Home loans for purchasing, constructing, or renovating residential property. Includes home purchase, construction, plot purchase, renovation, and balance transfer with tax benefits under Section 80C and 24(b).

Required Documents

  • Identity Proof: PAN Card, Aadhaar Card, Passport
  • Address Proof: Aadhaar, Passport, Utility bills
  • Income Proof: 6 months salary slips, 1 year bank statements, Form 16
  • For Self-Employed: ITR for last 2 years, Business proof
  • Property Documents: Sale agreement, Approved plans, NOC
  • Passport size photographs
Apply for Home Loan

Car Loan - New & Used

Drive your dream car home with easy financing

Financing

Up to 90% of value

Interest Rate

8.75% | 10.50% p.a.

Tenure

7 years | 5 years

Approval Time

48 hours

Information

Car loans for new and pre-owned vehicles with minimal down payment. New cars up to 90% financing with 7 years tenure at 8.75%, used cars up to 85% with 5 years tenure at 10.50% interest rate.

Required Documents

  • Identity Proof: PAN Card, Aadhaar Card, Passport
  • Address Proof: Aadhaar, Utility bills, Passport
  • Income Proof: Salary slips, bank statements, ITR
  • For Used Cars: RC book copy, Insurance, Valuation report
  • Quotation/Proforma invoice from dealer
  • Valid driving license
Apply for Car Loan

Education Loan

Invest in your future with comprehensive education financing

Loan Amount

India: ₹15L | Abroad: ₹40L

Interest Rate

From 9.50% p.a.

Tenure

Up to 15 years

Moratorium

Course + 1 year

Information

Education loans cover tuition fees, accommodation, travel, books, and education expenses in India or abroad. Includes moratorium period, tax benefits under Section 80E, and flexible repayment after course completion.

Required Documents

  • Admission letter/Offer letter from university
  • Fee structure and cost estimate
  • Academic records: 10th, 12th, graduation mark sheets
  • Entrance exam score card (if applicable)
  • Identity & Address Proof of student and co-applicant
  • Income proof of co-applicant: Salary slips, ITR, bank statements
  • Collateral documents (if applicable): Property papers, FD receipts
Apply for Education Loan

Instant & Micro Loan

Quick short-term financing for immediate needs

Loan Amount

₹5,000 to ₹2 Lakhs

Interest Rate

From 12% p.a.

Tenure

3 to 24 months

Approval Time

5-30 minutes

Information

Instant digital loans for emergency expenses with instant approval through mobile app. 100% paperless, no collateral, and immediate disbursal to bank account. Ideal for medical bills, urgent repairs, or temporary cash needs.

Required Documents

  • PAN Card and Aadhaar Card (mandatory)
  • Bank account statement (last 3 months)
  • Selfie and photo verification through app
  • Basic employment or business details
  • No physical documents required for digital loans
Apply for Instant Loan

Government Loan Schemes

Subsidized financing for entrepreneurs and businesses

MUDRA Loan

Up to ₹10 Lakhs

PMEGP

Up to ₹50 Lakhs

Stand-Up India

₹10L to ₹1 Crore

MSME Loan

Up to ₹10 Crores

Information

Government schemes include MUDRA (Shishu, Kishore, Tarun), PMEGP with 15-35% subsidy, Stand-Up India for SC/ST/Women, MSME with CGTMSE guarantee, and Startup India. Lower interest rates, collateral-free options, and priority for special categories.

Required Documents

  • Aadhaar Card, PAN Card of promoters/directors
  • Caste certificate (for SC/ST schemes)
  • Udyog Aadhaar/MSME registration
  • Project report with financial projections
  • Educational and technical qualifications
  • Business plan and market feasibility study
  • Bank statements and ITR (if applicable)
  • Partnership deed/MOA-AOA (for companies)
Apply for Government Scheme

Why Choose Our Loan Services?

Expert guidance and hassle-free processing for all your financial needs

Our Key Benefits

Quick Approval

Fast loan processing with minimal documentation. Get instant approval for eligible applications and experience hassle-free disbursal directly to your account.

Expert Guidance

Professional assistance throughout the loan journey. Our experienced team helps you choose the right loan product and ensures smooth processing from start to finish.

Competitive Rates

Best interest rates in the market with flexible tenure options. We work with multiple lenders to get you the most competitive rates for your loan requirements.

100% Secure

Your data is completely secure with us. We follow strict privacy protocols and ensure all your personal and financial information remains confidential.

Personalized Service

Customized loan solutions based on your specific needs. Every client receives individual attention and tailored financial advice for their unique situation.

24/7 Support

Round-the-clock customer support for all your queries. Our dedicated team is always available to assist you with any questions or concerns.

Loan Application Process

Step 1: Submit Application

Fill out our simple online application form with your basic details and loan requirements. The process takes just 5 minutes to complete.

Step 2: Document Verification

Submit required documents for quick verification. Our team will review your documents and may request additional information if needed.

Step 3: Loan Approval

Get instant approval notification once your application is processed. We'll inform you about the approved loan amount and terms.

Step 4: Disbursal

Receive funds directly in your bank account within 24-48 hours. Track your application status in real-time through our portal.

Important Tips for Loan Applicants

Maintain Good Credit Score

A credit score above 750 significantly improves your chances of loan approval and helps you get better interest rates. Pay your existing loans and credit card bills on time.

Calculate EMI Beforehand

Always use an EMI calculator before applying to understand your monthly repayment obligation. Choose a tenure that doesn't strain your monthly budget.

Keep Documents Ready

Have all required documents ready before applying. This includes identity proof, address proof, income documents, and bank statements for faster processing.

Compare Multiple Options

Don't settle for the first offer. Compare interest rates, processing fees, and terms from multiple lenders to get the best deal for your situation.

Read Terms Carefully

Always read the loan agreement thoroughly before signing. Understand all charges including processing fees, prepayment penalties, and late payment charges.

Borrow Responsibly

Only borrow what you actually need and can comfortably repay. Over-borrowing can lead to financial stress and affect your credit score negatively.

Get In Touch With Us

We're here to help you with all your loan requirements. Contact us today!

Visit Us

Shivpuram Gali No. 4

Near Behand Mahila Hospital

Budaun, Uttar Pradesh - 243601

Call Us

+91 98765 43210

+91 98765 43211

Mon - Sat: 9:00 AM - 7:00 PM

Email Us

support@ayushcapital.info

info@gryobu.com

Quick response within 24 hours

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